Your business's financial health, in one clear score.

Quick Look is free forever: two reports a month, no credit card. The paid plans are Monthly Check at £19 a month, Business Pulse at £39 and Full Control at £59, each building on the one below it. No contract, and you can cancel whenever you like.

Xero and QuickBooks track your invoices and handle your VAT. That is bookkeeping. Fincharta sits on top of it and reads your bank statement to tell you, in plain English, what is actually happening to your cash. Most owners keep both. Xero keeps the records; Fincharta is the view you check each month.

Your accountant looks at last quarter. Fincharta shows you last month. It does not replace them. It covers the monthly check your accountant has not got time to do, and come year end they get cleaner numbers to work from, which usually brings their bill down too.

Yes, for three reasons. First, we never connect to your bank; you upload a PDF you have downloaded yourself. Second, your data is encrypted and stored in the UK. Third, we are a UK-incorporated company and fully GDPR compliant.

Any UK bank's CSV export works, and we read PDF statements from most major UK banks automatically. If we can't read your PDF, we'll ask your permission before sending it to our AI provider to read it, or you can upload a CSV from your bank instead. If your bank's files don't work, email hello@fincharta.com and we'll look into it.

Quick Look is free forever, with no credit card. You get two reports a month, which is plenty to see exactly what Fincharta does for you. Most people upgrade once they want more frequent updates, though plenty stay on the free plan for good. There is no pressure either way.

No. Just download a bank statement PDF (every UK bank lets you do this in online banking) and upload it. We handle the rest. No API keys, no permissions, no waiting.

Cancelling a paid plan doesn't delete anything: you move to the free Quick Look plan and keep your reports, so you can come back to them. To remove everything, delete your account in Settings: your reports, statements and account are deleted straight away and any paid plan is cancelled. Download any reports you want to keep first, as PDF or CSV. It is your data; we only ever borrow it.